Will applying hurt my credit score?

Each lender has its own application and credit check, and we explain how it works before you apply. You can ask about your options before committing to anything.

Dental Financing in Miami | 0% Options

How it works

Care that fits your monthly budget.

We make paying for treatment simple, transparent and stress-free. Here's everything you get when you finance your care with Prana.

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Apply in minutes

A short online application you can complete before your visit, from your phone, in just a few minutes.

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Written price first

You get your exact price in writing before any treatment, so you can plan with the lender.

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0% interest options

Qualified patients can spread the cost over time at 0% interest, so you pay for care, not finance charges.

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Help applying

We explain how each lender's application works before you apply.

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Most insurance accepted

We accept most major dental insurance, and financing covers anything your plan doesn't.

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Plan ahead

Ask about financing before your visit, so you can plan your treatment the same day.

Our partners

Trusted financing, flexible options.

We work with leading patient-financing partners so you can choose the plan that fits you best, including 0% interest options on approved credit.

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CareCredit

One of the most widely used healthcare credit options, with promotional 0% interest plans for qualifying patients.

Apply / prequalify →

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Cherry

Patient financing plans on approved credit.

See Cherry options →

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LendingClub

Flexible longer-term plans for larger treatments, with clear fixed monthly payments.

See patient financing →

Example plan

What a plan can look like.

An example for a full-arch case. Your exact plan is confirmed in writing before any treatment.

All-on-4 · 1 Arch

0% financing on approved credit

✓ Total $9,999 · 0% interest (OAC)
✓ Free consult · final terms confirmed in writing

Check my options

Individual plans vary. Subject to credit approval.

Flexible financing

Care shouldn't wait for your budget. We offer 0% financing options on approved credit through CareCredit, Cherry and LendingClub.

CareCreditCherryLendingClub

Your free first visit includes an exam, 3D scan and smile preview, and we go over your financing options, with zero obligation.

Getting started

From quote to care, step by step.

01

Free first visit

We listen first, then do an exam, 3D scan and smile preview, at no cost and with no obligation. Your exact price is confirmed in writing before any treatment.

02

Choose a plan

We walk you through your financing and insurance options and help you pick the monthly payment that fits.

03

Quick approval

Apply with the lender you choose. Approval is up to the lender.

04

Start treatment

Begin your care with confidence, knowing exactly what you'll pay each month, no surprises.

Peace of mind

Financing that feels fair.

No surprises

Clear, written terms before anything begins. You'll always know exactly what you pay each month.

Insurance-friendly

We accept most major dental insurance and let financing cover whatever your plan doesn't.

Approval is up to the lender

Financing is offered on approved credit. We explain each lender's application before you apply.

Questions

Financing, answered.

Do you offer payment plans?

Yes. We offer 0% financing options on approved credit through CareCredit, Cherry and LendingClub.

Is it really 0%?

Yes, 0% interest plans are available for qualified patients on approved credit. We'll walk you through the exact terms at your free consult so there are no surprises. Individual plans vary and are subject to credit approval.

Will applying hurt my credit?

Each lender has its own application and credit check, and we explain how it works before you apply, so you can ask about your options before committing to anything.

Is there a down payment?

Down payment and terms are set by the lender on approved credit. We'll confirm your exact terms in writing before any treatment begins.

Do you take insurance?

Yes. We accept most major dental insurance and help you get the most from your benefits. Financing can cover anything your plan doesn't, so cost never stands between you and care.

What if I'm not approved?

You have options. We work with several financing partners, so if one doesn't fit we can explore another, plus in-house arrangements and insurance. Our team will help you find a path that works.

Care you can afford starts here.

Book your free first visit: exam, 3D scan and smile preview. We'll also go over your financing options. 0% financing options are available on approved credit through CareCredit, Cherry and LendingClub.

Check my options Call (786) 579-0521

Dental Financing in Miami Your smile shouldn't
wait for your budget.